Engaging and Interesting Summary of the Article: For high-income chiropractic associates and successful practice owners, mastering tax strategies by year-end 2025 is crucial for financial independence and growth. This article unveils powerful approaches to reduce your tax burden, starting with maximizing charitable giving. Instead of cash, donating appreciated stock avoids capital gains tax while securing a full deduction, a strategy favored by high-net-worth clients. For those 70½ and older, Qualified Charitable Distributions (QCDs) allow tax-free IRA donations, satisfying Required Minimum Distributions and potentially lowering Medicare premiums. Donor-Advised Funds (DAFs) are presented as a savvy way to front-load substantial giving, reducing income while retaining control over investments and future distributions. Practice owners can strategically accelerate business expenses, such as equipment upgrades or training, before year-end to reduce taxable income, though a warning is given against "spending to save on taxes". For top earners, Defined Benefit Plans (DBPs) or cash balance plans are highlighted as "super 401(k)s," enabling massive pre-tax contributions for late-career wealth accumulation. Finally, building substantial after-tax brokerage accounts offers liquidity and future tax control, forming an "early retirement bucket".